Location Location Location. Lesson from SImcity 3000

Dual pump jetty to enhance water supply without using too much space.

Buying apartment with water supply directly from Syabas will reduce problem by maintenance office. In Selangor, you will also receive 20 cubic meter free per month.

LRT and Komuter interchange should be very efficient.

When will Putra LRT will be extended to Subang Jaya Komuter Station?

Property near green areas such as Golf Resort is ideal for living.

House near LRT/Komuter station may have high rental value.

Wonder when is KL will be equipped with reliable mass transportation.

Avoid buying house near power statio or substation

Having public transportation may reduce congestion and reduce pollution.

House near higher education is good for investment.

But noise from student may deter family to live there.

My ultra high density 2 million resident of Simcity 3000

It is property mantra. Location-Location-Location. But it depends on what purpose of your property.

If for investment than the mantra will be like Near Public Transport - Near to workplace - Near to shopping complex.

It is very different than property for you to live. Maybe the mantra is Security - Near to workplace - Near to school.

But whatever it is, no property is perfect. A perfect property maybe already too expensive and when you buy the property, the appreciation of value is quite minimal.

I remember to my first property. It's cheap. Near to school and mosque. Highway is yet to be completed (not proposed but under final stage of construction). Shop house completed but no shop. After 2 years, the highway completed and shop house occupied. The property have it's all element of location-location-location.

Good Bye JAF (Datsun 120Y B310)

Mitsubishi Emblem replacing Datsun

Evo III skirting

Clocked 221,567 km!

Inner interior with Auto Gearbox

1.2l engine upgraded to 1.5l with Electronic Injection

Break pump from Toyota.

My father bought the car after I was born. Sharing the same birth year as mine give much sentimental value to the car.

The car was given to me on my first year of the study. As a young adult, of course I love the car and convert it into what is today. The car was painted with pearl white with EVO III skirting, Mitsubishi emblem and spoiler.

On my final year, after much high speed driving, the gearbox give away and I fork out RM1000 for a second hand gear box.

The box still with me when I am working at KL. Once again, the tired 1.2l engine replace to 1.5l engine. The second hand gear box cannot cope with the new engine and replace to automatic transmission system. The new auto gear box was equipped with ATF cooler (much more advance than Perdana at that time).

Today sadly, the car will be send to scrap for RM5000 voucher for new Proton.

Hopefully the car will be send to smelting plant and will become a true Mitsubishi Evo. Next time when you buy new car, your new car maybe my Datsun 120Y or EVO III.

Boh Tea Centre, Sungai Palas, Cameron Highland, Pahang, Malaysia

Boh Tea Centre Entrance

Tea Field

Worker's Quarters

Narrow road toward the exhibition centre

Free advertisement. Boh Tea

Drying tea old fashion way

It is incomplete if you visit Cameron Highland if you not not visiting Boh Tea Centre. I cannot say anything, The view is scenic. The tea centre is also entertaining and educational. Entrance fee is free. You can view actual workers doing actual job processing tea. There is also tour guide to guide you.

After visiting the tea factory you can go shopping for all the "tea" thing and there is also cafe at the edge of the cliff. You can drink the hot tea, eat cakes and enjoy the view of the tea field.

How to go:-

By car go toward Brinchang and after Hotel Equatorial, you can see Sungai Palas plantation on your left. Please note the road is quite narrow but there is a few spot where two car or even bus can pass each other. When entering blind spot, use your honk.

By bus or taxi from Cameron Highland bus station direct to the tea centre.

Genting Splash, Genting Theme Park, Malaysia

I love swimming. Swimming is a good non-impact exercise. But Genting Splash is not quite for swimming. The heated swimming pool theme park is located inside indoor theme park. If you are first world hotel customer, you will get much discount.

Genting Splash is not as big as A Famosa or Sunway Water Park. It is much smaller. But to keeep your children occupied, you can have a visit.

Money Black Hole

Money Black Hole

When you receive your salary, you cannot determine where your money goes. In the end, we finish all the salary with only minimum amount for savings and investment.

1) We need to draft where our money goes in and out(housing loan, car loan, fuel, etc)

2) List top 10 where our money goes

3) Develop strategy to reduce the payment (refinance, full settlement etc)

4) Channel the savings into investment

5) List all our spending for month

6) Repeat step 2, 3 and 4.

The goal is to ensure passive income that can suppport your lifestyle.

Keep Your Body and Tax Slim

Surfing is one of the sport included in Sport Development Act 1997

When you filling up tax form, you must keep all your receipt in order to get tax deduction. Example of receipt tou must keep it is recipt to buy books and sport equipment. You will get a deduction of RM 300 for each year of assessment for the purchase of sports and exercise equipment for any sports activities defined under the Sport Development Act 1997. However tax deduction for sport wear such as swimwear and shoes is not allowed. So what is the sport defined in Sport Development Act 1997? Below are the list of sport taken from the act.

Further reading.

BM version: http://www.parlimen.gov.my/Undang/1997/Rang-Undang-Undang-DR-26.pdf

English Version: http://www.parlimen.gov.my/actindexbi/pdf/ACT-576.pdf

1. Archery

2. Athletics

3. Aquatics

4. Automobile Sports

5. Badminton

6. Basketball

7. Billiards and Snooker

8. Body Building

9. Bowling

10. Boxing

11. Cricket

12. Cycling

13. Equestrian Sports

14. Fencing

15. Foolball

16. Golf

17. Gymnastics

18. Handball

19. Hockey

20. Judo

21. Karate Do

22. Lawn Bowls

23. Netball

24. Rugby

25. Sepak Takraw

26. Shooting

27. Silat Olahraga

28. Soft Tennis

29. Softball

30. Squash

31. Table Tennis

32. Tae kwan do

33. Tennis

34. Volleyball

35. Waterski

36. Weightlifting

37. Wrestling

38. Wushu

39. Yachting

Exercise and keep fit. Keep your body and tax slim

Dare to Fail

Dare to fail

In our life, we will face many failure. People who do not face failure maybe a type of people who did not try. If you don't try, you cannot achieve maximum potential of yourself. Failure is a risk we face if we try. Let say the success rate 90%, the failure rate is 10%. But if you do not try, success rate is 0% and failure rate is 100%.

When you work harder, the success rate will be higher let say 99.9%. But stil there is 0.1% chances of fail. In this case, below are the tips to face failure.

1. Think and act positive on failure
2. Find root cause of failure. Do not find scape goat
3. Dig, find and write your strength
4. Catch new opportunity
5. Learn from failure, change strategy and act
6. Always remember that how hard you work, there is always chances of failure. Pray and let Allah decide your faith.